Save £thousands on your business software

We cut your software costs by covering the upfront payment for annual discounts. You pay us back monthly.

Save on average 10%

The software your business runs on is critical but the costs are overwhelming

Subscription costs keep adding up as you grow.
Discounted annual plans are out of reach due to steep upfront payments.
High-impact software is unaffordable as only annual payment terms are offered.

Buy now pay layer for software

Lemon is the financing platform that makes software affordable

Switch your monthly software subscriptions from monthly to annual discounted contracts
Bundle those annual contracts into a single financed deal with Lemon
Make just one monthly payment to us for everything

Why you should use Lemon?

Significant Savings: Unlock annual subscription discounts while avoiding large upfront payments.
Simplified Payments: Bundle multiple software fees into one easy monthly payment.
No hidden fees: No usage, platform, or subscription fees. We earn a small commission from the lender.
Reinvest your savings: Use the money saved to grow faster, extend your runway, or invest in new technology.
No impact on your credit scores: We only perform soft credit checks on your business.
Trusted partners: We’re teaming up with trusted lenders, like Shawbrook Bank, to offer competitive financing.

How Lemon works

Step 1

Tell us about your software

List the software subscriptions you want to finance. Bundle multiple products to reach our £15,000 minimum financing amount (that’s just £1,250 per month in software spend).

Step 2

Review your personalised offer

We’ll provide an offer outlining your interest rate, monthly payment, and total savings. Review the details, complete your application, and set up a monthly direct debit.

Step 3

Switch to annual and save

Once approved, our lending partner transfers the funds to your account. Use the funds to switch your software contracts from monthly to annual payments. Then, enjoy just one easy monthly instalment.

Frequently asked questions

What is Lemon, and how does it work?: Lemon is a financing platform that helps businesses save money on software by spreading the cost of annual contracts into manageable monthly instalments. We pay the annual cost upfront, and you pay us back monthly.
How does Lemon save me money on software purchases?: By switching to annual contracts, you benefit from the significant discounts offered by software providers. Lemon covers the upfront cost, so you can enjoy those savings while paying monthly.
Who is eligible to use Lemon's financing services?: Any UK-based business that spends at least £15,000 annually on software subscriptions.
What types of software subscriptions can I finance with Lemon?: You can use Lemon to finance any software, but it works best with SaaS providers that offer an annual discount.
Is there a minimum or maximum amount I can finance?: Yes, the minimum financing amount is £15,000 annually. Currently the maximum amount we can finance is £100,000.
What are the interest rates, and how are they calculated?: Interest rates depend on your business profile and the terms agreed with our lending partner. Complete an application to get a personalised proposal.
Are there any hidden fees or additional costs involved?: No, Lemon has no hidden fees. We earn a small commission from the lender, so you only pay the agreed interest rate and monthly instalments.
Will using Lemon impact my business’s credit score?: No, we only perform soft credit checks, which don’t impact your credit score.
How long does it take to get approved for financing?: Approval typically takes 3 business days after submitting all necessary information.
Do I need to switch all my software contracts to annual plans?: No, you can choose which software subscriptions to switch to annual plans.
How will I make monthly payments?: Payments are made via direct debit, ensuring a simple and hassle-free process.
How secure is the information I share with Lemon during the application process?: We prioritise your security and ensure all data is encrypted and handled according to GDPR and industry standards.

As featured in: