You get paid up front.Your customers pay on their terms.

Lemon is the customer financing platform for SaaS companies. Improve cash flow & land bigger deals by letting customers pay in instalments, whilst you get paid upfront.

It's basically "Buy now, pay later" for SaaS.

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Customer financing for SaaS companies

A SaaS customer financing platform that turns hesitation into signed contracts

Growing a SaaS business is expensive — but revenue trickles in month by month. Customers want flexibility. You need cash upfront to grow. Lemon gives you both.

With Lemon, you can offer monthly payments at 0% interest — and still get the full contract value upfront.

No risk. No delays. No chasing invoices.

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How Lemon works

Benefits

Designed for SaaS companies

Lending network

Offer the best financing deal

Lemon matches each deal with a partner from our lending network who can offer the best terms, based on the customer's company profile, location and the contract size (from £2,000 to £8 million).

Shawbrook bank & Siemens

Control

You control the cost of borrowing

While Lemon financing is 0% for the customer, there's still a borrowing cost behind the scenes. You choose how to handle it — absorb it, add it to the contract value, or split it with the customer. You stay in control of the economics.

A screenshot show payment terms options, including monthly, quarterly, 6 months and annually

Revenue

Reinvest instantly

You get the full contract value upfront — so you can put your capital to work today, not wait 12 months for it to trickle in.

Cash flow

Extend your runway

Turn future revenue into immediate cash. Fund growth without taking on debt or raising capital.

Payments

Say goodbye to chasing invoices

Let Lemon handle the monthly payment collections so you can focus on growing your business.

No risk

Zero risk. No debt. No dilution.

Partners

Trusted lending partners

We've partnered with established, lending institutions to provide your buyers with secure and reliable financing options.

Shawbrook bank & Siemens

No subscription fee

Pay as you go

Software providers pay a straightforward 2% fee of the contract value, and only when a deal closes through Lemon. No setup costs or subscription fees.

Customer financing

No debt

Unlike revenue-based or equity financing, Lemon puts the financing on your customer's books - not yours. You get all the cash flow benefits with zero debt, no dilution, and no limits on how much you can finance across your customer base.

Risk

Risk-free for you

If a buyer defaults, it's fully handled by the lender—not you. You keep the full upfront payment, worry-free.

No impact

No impact on credit scores

We perform a soft credit check on buyers to ensure they're eligible, without affecting their credit score.