Customer financing for SaaS companies
A SaaS customer financing platform that turns hesitation into signed contracts
Growing a SaaS business is expensive — but revenue trickles in month by month. Customers want flexibility. You need cash upfront to grow. Lemon gives you both.
With Lemon, you can offer flexible payments at 0% interest, and still get the full contract value upfront.
Improve cash flow. Close bigger deals. No chasing invoices.
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How Lemon works
Benefits
Designed for SaaS companies
Lending network
Offer the best financing deal
Lemon matches each deal with a partner from our lending network who can offer the best terms, based on the customer's company profile, location and the contract size (from £2,000 to £8 million).
Control
You control the cost of borrowing
While Lemon financing is 0% for the customer, there's still a borrowing cost behind the scenes. You choose how to handle it — absorb it, add it to the contract value, or split it with the customer. You stay in control of the economics.
Revenue
Reinvest instantly
You get the full contract value upfront — so you can put your capital to work today, not wait 12 months for it to trickle in.
Cash flow
Extend your runway
Turn future revenue into immediate cash. Fund growth without taking on debt or raising capital.
Payments
Say goodbye to chasing invoices
Let Lemon handle the monthly payment collections so you can focus on growing your business.
No risk
Zero risk. No debt. No dilution.
Partners
Trusted lending partners
We've partnered with established, lending institutions to provide your buyers with secure and reliable financing options.
No subscription fee
Pay as you go
Software providers pay a straightforward 2% fee of the contract value, and only when a deal closes through Lemon. No setup costs or subscription fees.
Customer financing
No debt
Unlike revenue-based or equity financing, Lemon puts the financing on your customer's books - not yours. You get all the cash flow benefits with zero debt, no dilution, and no limits on how much you can finance across your customer base.
Risk
Risk-free for you
If a buyer defaults, it's fully handled by the lender—not you. You keep the full upfront payment, worry-free.
No impact
No impact on credit scores
We perform a soft credit check on buyers to ensure they're eligible, without affecting their credit score.